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Partnership Disclosure
We might be compensated by one of our IRA partners for an account you open through our platform. This helps us keep the service free, but it never impacts the fees you’ll pay on your new account. We only win if you do, and our job is to help you simplify your retirement accounts. We also help people who already have an IRA account even though we might receive no compensation in these situations—because it’s just the right thing to do!

Vanguard IRA vs Alto IRA

Vanguard is a great option if you want an IRA comprised mainly of exchange-traded funds (ETFs) from Vanguard and others.

Consider Alto if you want To diversify your retirement assets with alternative investments. Alto CryptoIRA offers more than 150 coins, while Alto IRA offers alternative investments including private equity, securities in fine art, and other non-public securities and pre-IPO shares.

Vanguard

Vanguard

Self-Directed

Best if you want
An IRA comprised mainly of exchange-traded funds (ETFs) from Vanguard and others.
Fees
0%
What they invest in
Stocks & ETFs, Mutual Funds, Options
Limitations
Vanguard's platform is limited if you want to trade things other than ETFs and some Vanguard funds have high minimums.
Human advisor available?
Account Minimums
$0
Ease of Use
Star filledStar filledStar half
2.5 stars
Customer Support
Call centers and online.
AltoIRA

AltoIRA

Self-Directed

Best if you want
To diversify your retirement assets with alternative investments. Alto CryptoIRA offers more than 150 coins, while Alto IRA offers alternative investments including private equity, securities in fine art, and other non-public securities and pre-IPO shares.
Fees
Crypto IRA: 1% Trade Fee for all transactions; No Custody or Account Fees
Alto IRA: $10/month for Starter and $25/month for Pro, and $10-75 fee per private investment
What they invest in
Cryptocurrency and Crypto Funds, Securitized Collectibles, Cannabis, Real Estate, Crowdfunding, Private Credit, Private Equity, Pre-IPO Stocks and funds, Private High Yield Offerings, Venture Capital, and more.
Limitations
Standard restrictions on alternative investments apply; in addition, you cannot currently invest in publicly traded assets like stocks and bonds.
Human advisor available?
Account Minimums
$0
Ease of Use
Star filledStar filledStar filledStar filledStar half
4.5 stars
Customer Support
Good support over the phone and online if you need it.
Ready to take control of your assets?
Capitalize helps you consolidate your old 401(k)s by rolling them into an IRA of your choosing. Use an existing IRA if you have one, or we’ll help you open one if you don’t.
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Compare Alto to another IRA product

AltoIRA

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