About Capitalize

We’re making it easier to save for retirement.

The way we work has changed a lot - but the way we save for retirement hasn’t. Each year millions of people change jobs, leaving behind old 401(k)s and missing out on significant savings. And people with 401(k)s at a current employer often struggle to understand what their fees are or what their money is invested in.

That’s where we come in. Using proprietary technology and a team of warm-hearted humans, Capitalize makes it easy for Americans to find, consolidate, and maximize their retirement savings. And we’re just getting started.

Capitalize Team


estimated 401(k)s left behind


held in forgotten 401(k)s

2 in 3 Americans

Don’t know what they’re paying in 401(k) fees

How Capitalize is Different


Seamless way to consolidate your retirement savings
We’ve built leading technology that helps you find and roll over your old 401(k) accounts into one new individual retirement account (IRA) of your choice. Instead of collecting accounts as you move from job to job, we make sure your money ends up consolidated in one place where you can manage it for the long-term.


Independent and unbiased
Financial decisions are hard to make. As an independent platform (not an IRA provider), we never try to sell you on our own product. Instead, we’re here to help you compare your options and make an informed decision on where to move your money.


Trusted partners at every step
Sometimes you want to talk to a human. That’s why we have a team of smart rollover experts who have your back. We’ve tackled thousands of transactions just like yours. No matter where your career takes you, we’ll be here to help you make the most of your 401(k).

Our Awards

See why our customers rate us 4.9 out of 5 on Trustpilot Trustpilot Ratings



Capitalize Named One of TIME's Best Inventions in 2021

Business Insider

Meet 11 startups investors and analysts are calling the new generation of wealth-tech

401k Specialist

401k Advice a Key Part of ‘Offboarding’ Process

Meet our Leadership

Want to join our team?
We're growing our team across key roles and looking for talented, like-minded people to join our mission.

Backed by Leading Investors
Bling Capital
RRE Ventures
Walkabout Ventures