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We might be compensated by one of our IRA partners for an account you open through our platform. This helps us keep the rollover service free, but it never impacts the fees you’ll pay on your new account. We only win if you do, and our job is to help you simplify your retirement accounts. We also help people who already have an IRA account even though we might receive no compensation in these situations—because it’s just the right thing to do!

TD Ameritrade IRA vs Vanguard IRA

Updated on May 30, 2024

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TD Ameritrade offers a self-directed IRA as a well-balanced account as one of the larger providers of retirement accounts.

Vanguard offers an IRA comprised mainly of exchange-traded funds (ETFs) with low fees and great educational resources.

Find & move your old 401(k)s into your new IRA
Provider
TD Ameritrade
Self-Directed IRA
Vanguard
Self-Directed IRA
Fees
TD Ameritrade
$0 online trades for stocks and exchange-traded funds (ETFs)
Vanguard
$0 online trades for stocks and exchange-traded funds (ETFs)
What they invest in
TD Ameritrade
Stocks & ETFs, Mutual Funds, Options, Futures, Bonds
Vanguard
Stocks & ETFs, Mutual Funds, Options
Limitations
TD Ameritrade
TD's branches are concentrated in the Northeast if you like in-person service.
Vanguard
Vanguard's platform is limited if you want to trade things other than ETFs and some Vanguard funds have high minimums.
Human advisor available?
TD Ameritrade
Vanguard
Limited: some market data but not much third-party research.
Account minimums
TD Ameritrade
$0
Vanguard
$0
Ease of use
TD Ameritrade
Star filledStar filledStar filledStar half
3.5 stars
Vanguard
Star filledStar filledStar half
2.5 stars
Rollover

Fund a TD Ameritrade IRA with a 401(k) rollover

Get Started

Fund a Vanguard IRA with a 401(k) rollover

Get Started
COMPARE

Compare TD Ameritrade Self Directed IRA to another IRA product

COMPARE

Compare Vanguard Self-Directed IRA to another IRA product

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Find & move your old 401(k)s into your new IRA