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Partnership Disclosure
We might be compensated by one of our IRA partners for an account you open through our platform. This helps us keep the rollover service free, but it never impacts the fees you’ll pay on your new account. We only win if you do, and our job is to help you simplify your retirement accounts. We also help people who already have an IRA account even though we might receive no compensation in these situations—because it’s just the right thing to do!

Vanguard IRA Review 2024: Features, Fees, and More

Updated on May 1, 2024

Learn about our Editorial Process

Key Takeaways
  • A Vanguard IRA offers low-cost mutual funds, index funds, and exchange-traded funds with decent educational resources to support long-term investors.
  • Vanguard lacks physical branches and extensive tools for more active trading and real-time data.
Consolidate all of your old 401(k)s into a Vanguard IRA.
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Vanguard Self-Directed IRA Snapshot

Best if you want
An IRA comprised mainly of exchange-traded funds (ETFs) from Vanguard and others.
$0 online trades for stocks and exchange-traded funds (ETFs)
What you can invest in
Stocks & ETFs, Mutual Funds, Options
Vanguard's platform is limited if you want to trade things other than ETFs and some Vanguard funds have high minimums.
Account minimum
Ease of Use
Star filledStar filledStar half
2.5 stars
Checkmark Pros

• Great educational resources, especially for long-term investment planning
• Commission-free stock, options and ETF trades
• Low fees

Checkmark Cons

• Limited trading platform with no real time data
• No physical branches for those who like that

Ready to take control of your assets?
Capitalize helps you consolidate your old 401(k)s by rolling them into an IRA of your choosing. Use an existing IRA if you have one, or we’ll help you open one if you don’t.

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