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Partnership Disclosure
We might be compensated by one of our IRA partners for an account you open through our platform. This helps us keep the rollover service free, but it never impacts the fees you’ll pay on your new account. We only win if you do, and our job is to help you simplify your retirement accounts. We also help people who already have an IRA account even though we might receive no compensation in these situations—because it’s just the right thing to do!

Alto IRA Review 2024: Features, Fees, and More

Updated on February 14, 2023

Learn about our Editorial Process

Key Takeaways

• A simple, online way to invest your retirement savings in alternative, private assets.
• Invest in alternatives already available on platforms like AngelList and Republic
• You can also invest in any private deal that you source yourself.
• Some of the lowest fees in the market for access to these investments.

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Consolidate all of your old 401(k)s into an Alto IRA.
Start your 401(k) rollover to an Alto IRA in just a few minutes.

AltoIRA Snapshot

Best if you want
To diversify your retirement assets with alternative investments. Alto CryptoIRA offers more than 150 coins, while Alto IRA offers alternative investments including private equity, securities in fine art, and other non-public securities and pre-IPO shares.
Fees
Crypto IRA: 1% Trade Fee for all transactions; No Custody or Account Fees
Alto IRA: $10/month for Starter and $25/month for Pro, and $10-75 fee per private investment
What you can invest in
Cryptocurrency and Crypto Funds, Securitized Collectibles, Cannabis, Real Estate, Crowdfunding, Private Credit, Private Equity, Pre-IPO Stocks and funds, Private High Yield Offerings, Venture Capital, and more.
Limitations
Standard restrictions on alternative investments apply; in addition, you cannot currently invest in publicly traded assets like stocks and bonds.
Account minimum
$0
Ease of Use
Star filledStar filledStar filledStar filledStar half
4.5 stars
Checkmark Pros

• A simple, online way to invest your retirement savings in alternative, private assets.
• Invest in alternatives already available on platforms like AngelList and Republic 
• You can also invest in any private deal that you source yourself.
• Some of the lowest fees in the market for access to these investments.

Checkmark Cons

Current investment options are limited to alternatives, so you’ll need another account to invest in stocks and ETFs.

Ready to take control of your assets?
Capitalize helps you consolidate your old 401(k)s by rolling them into an IRA of your choosing. Use an existing IRA if you have one, or we’ll help you open one if you don’t.
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