Best if you want
A superior way to diversify your tax-advantaged retirement assets into alternative investments, including Crypto through the Alto CryptoIRA. In addition to more than 150 coins through CryptoIRA, you can also benefit from the Alto IRA which enables investments in alternatives ranging from private equity, securities in fine art, and other non-public securities and pre-IPO shares.
Crypto IRA: 1.5% Trade Fee (*A fee of 1.5% of the order size is included per transaction), No Custody or Account Fees
- Alto IRA Pro: $25 per month, and $10 – $75 per investment*
- Alto IRA Starter: $10 per month, and $10 – $75 per investment*
* partner investment fee covers the expense incurred each time we execute an investment on your behalf
What you can invest in
Alto allows you to invest in Crypto as well as other Alternative investments. They’ve partnered with over 20 providers of alternative investments to make access easy. Alto also allows you to source your own private deal – for example, participating in a startup’s funding round or investing in local real estate alongside others. They’ve built a simple, digital way for you to initiate these investments with a well-staffed support team to help you through the process.
Currently, you can invest in a wide variety of assets including: Securitized Collectibles, Cannabis, Real Estate, Crowdfunding, Crypto Funds, Farmland, Mineral Rights, Music Royalties, Private Credit, Private Equity, Pre-IPO Stocks, Pre-IPO Funds, Private High Yield Offerings, Startups, Venture Capital.
Alto enables you to invest easily in private assets through an IRA and are subject to all restrictions associated to IRC 4975 (c)(3), and IRC 408 (e)(2)(A), which generally restricts investments in IRAs between parent-child familial relationships, in addition to investment in S-Corp stocks, and direct investments in collectibles that the IRA owner personally maintains. For now, you cannot invest in publicly traded assets like stocks and bonds.
Alto’s “Alternative IRA” offers a streamlined, online way for people to invest some of their retirement assets in private, alternative assets. This is especially powerful for those seeking to add diversification to their automated accounts (roboadvisor portfolios) or self directed IRAs at a large brokerage – which are normally invested in stocks and ETFs. It’s also a way for people to invest in private opportunities that they source themselves – in a largely digital way. Alto’s transparent and reasonable fees make this an excellent option for those looking to broaden the range of investments in their retirement portfolios.