Partnership Disclosure We might be compensated by one of our IRA partners for an account you open through our platform. This helps us keep the service free, but it never impacts the fees you’ll pay on your new account. We only win if you do, and our job is to help you simplify your retirement accounts. We also help people who already have an IRA account even though we receive no compensation in these situations—because it’s just the right thing to do!

Fidelity IRA vs SoFi Active IRA

Fidelity is a great option if you want A self-directed IRA at the largest provider of retirement accounts in the US with helpful customer support.

Consider SoFi Active if you want A mobile-friendly IRA with access to a wide range of investments, including crypto and IPOs.

Fidelity IRA

Self-Directed

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Best if you wantA self-directed IRA at the largest provider of retirement accounts in the US with helpful customer support.
Fees0%
What they invest inStocks & ETFs, Mutual Funds, Options, Bonds
LimitationsFidelity’s fees on money market mutual funds (where you can put extra cash in your account) are a little higher than some peers.
Human advisor available?
Account Minimums$0
Ease of Use4 stars
Customer SupportGreat mix of call centers, online help and over 100 branches.
Additional Info

Read our full review

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SoFi Active IRA

Self-Directed

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Best if you wantA mobile-friendly IRA with access to a wide range of investments, including crypto and IPOs.
Fees0%
What they invest inStocks & ETFs, IPOs, Crypto
LimitationsLimited access to research and trading tools and no options trading.
Human advisor available?
Account Minimums$0
Ease of Use5 stars
Customer SupportOnline and call center access.
Additional Info

Read our full review

Learn more about SoFi

Open an Account

Compare SoFi Active IRA to another IRA product

Ready to take control of your assets?

Capitalize helps you consolidate your old 401(k)s by rolling them into an IRA of your choosing. Use an existing IRA if you have one, or we’ll help you open one if you don’t.