Partnership Disclosure We might be compensated by one of our IRA partners for an account you open through our platform. This helps us keep the service free, but it never impacts the fees you’ll pay on your new account. We only win if you do, and our job is to help you simplify your retirement accounts. We also help people who already have an IRA account even though we receive no compensation in these situations—because it’s just the right thing to do!

SoFi Active IRA vs Alto IRA

SoFi Active is a great option if you want A mobile-friendly IRA with access to a wide range of investments, including crypto and IPOs.

Consider Alto if you want A great, online way to invest your retirement assets in alternative investments.

SoFi Active IRA

Self-Directed

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Best if you wantA mobile-friendly IRA with access to a wide range of investments, including crypto and IPOs.
Fees0%
What they invest inStocks & ETFs, IPOs, Crypto
LimitationsLimited access to research and trading tools and no options trading.
Human advisor available?
Account Minimums$0
Ease of Use5 stars
Customer SupportOnline and call center access.
Additional Info

Read our full review

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Alto IRA

Self-Directed

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Best if you wantA great, online way to invest your retirement assets in alternative investments.
Fees0%
What they invest inStartups, Real estate, Cryptocurrency, Pre-IPO shares, Crowdfunding, Other private investments
LimitationsAlto sets you up to invest easily in private assets. For now you won’t be able to invest in publicly traded assets like stocks and bonds.
Human advisor available?
Account Minimums$0
Ease of Use4.5 stars
Customer SupportGood support over the phone and online if you need it.
Additional Info

Read our full review

Learn more about AltoIRA

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Ready to take control of your assets?

Capitalize helps you consolidate your old 401(k)s by rolling them into an IRA of your choosing. Use an existing IRA if you have one, or we’ll help you open one if you don’t.