Reviewed by
Stang Gappa
Reviewed by
Stang Gappa
Updated on May 29, 2024
Learn about our Editorial Process
Fidelity offers a self-directed IRA at the largest provider of retirement accounts in the US with helpful customer support.
Alto IRA offers a self-directed IRA with more than than 200 coins and other alternative investments including venture capital, fine art, regenerative agriculture, private equity, and more.
Fidelity offers a wide selection of low-cost investment options on an ultra-user-friendly online platform. They offer a variety of low-fee transactions including no-fee stock and ETF trades online, making them a good choice for cost-conscious investors. Fidelity equips customers with access to research that, while not as detailed as some competitors, is enough to help investors make educated investment decisions regarding retirement planning.
With $7.8 trillion in assets under management (AUM), Fidelity is the largest provider of retirement savings accounts in the US. Their size has allowed them to build a product that serves the needs of most Americans and has allowed them to build one of the best-tested and most user-friendly trading platforms available.
Alto offers one of the most affordable ways to diversify your tax-advantaged retirement assets (like a Roth IRA account) into alternative investments, including crypto through the Alto Crypto IRA. In addition to more than 200 coins through CryptoIRA, you can also benefit from the Alto IRA which enables investments in alternatives ranging from private equity to venture capital and securities in fine art.
For those hoping to bring the strength and diversity of alternative investment classes to their retirement accounts while managing a risk tolerance, Alto offers an inventive, easy-to-use, low-cost way to do so. With over $1.4 billion in assets under management at the time of this writing and multiple well-known integrated alternative partners that are accessible right through the Alto platform, the Alto team has made a worthy name for itself in the market by creating a way for everyday investors to buy into these asset classes, which are often reserved for the wealthy. Alto members can invest their retirement funds in the platform’s available alternatives for costs as low as $37.50 per quarter.
As one of the largest brokers in the country, Fidelity offers a wide selection of investments including annuities and 529 plans. In addition, investing at Fidelity means you may be eligible for other benefits, such as a Fidelity Rewards Signature Visa card. The Signature Visa card comes with a $0 annual fee and can help you earn up to 2% cash back, which can be deposited into an eligible Fidelity investment account (including IRAs!).
Along with its array of retirement accounts that provide access to alternative asset classes, Alto also provides services for financial advisors looking to help their clients diversify their portfolios.
Fidelity is a good option for many investors. Their platform is easy to use and offers a wide selection of low-cost investment options. It’s also an easy option if you’re looking to perform a 401(k) rollover. As with most self-serve investment accounts, it’s important for investors to check their accounts regularly to ensure their retirement portfolio still meets their needs.
If you’re looking to fund your new Fidelity IRA with a 401(k) rollover, Capitalize can help. We’ve made it our mission to make this process easier for everyone. We can handle the entire process for you. Most of the process can be done online and our rollover experts will guide you through any of the manual parts. Get started with your 401(k) rollover in just a few minutes.
Alto’s Alternative IRA offers a streamlined, online way for people to invest some of their retirement assets in private, alternative asset classes at low monthly account fees. This is especially powerful for those seeking to add diversification to their automated accounts (robo-advisor portfolios) or self-directed IRAs at a large brokerage – which is normally invested in stocks and ETFs. It’s also a way for people to invest in private opportunities that they source themselves – all from the comfort of their computers. Alto’s transparent and reasonable account fees make this an excellent option for those looking to broaden the range of investments in their retirement portfolios, even if they’re beginners.
