Partnership Disclosure
We might be compensated by one of our IRA partners for an account you open through our platform. This helps us keep the rollover service free, but it never impacts the fees you’ll pay on your new account. We only win if you do, and our job is to help you simplify your retirement accounts. We also help people who already have an IRA account even though we might receive no compensation in these situations—because it’s just the right thing to do!

Fidelity Go IRA vs Ally Invest IRA

Fidelity Go is a great option if you want an automated portfolio from one of the biggest brands in retirement accounts with a well-developed customer support system.

Consider Ally Invest if you want an automated IRA from a leading digital bank offering a range of other financial products (incl. bank accounts & mortgages).

Fidelity

Fidelity

Automated

Best if you want
An automated portfolio from one of the biggest brands in retirement accounts with a well-developed customer support system.
Fees
0.35%
What they invest in
All digital advisors create a diversified porfolio of ETFs (Exchange-traded funds) based on your risk tolerance and preferences.
Limitations
Your portfolio will mainly have Fidelity funds in it, but Fidelity's 0.35% fee now covers the cost of investing in those funds so you'll only pay one all-in fee.
Human advisor available?
Not at this time.
Account Minimums
$0
Ease of Use
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4 stars
Customer Support
Online, call center, and branches
Ally

Ally

Automated

Best if you want
An automated IRA from a leading digital bank offering a range of other financial products (incl. bank accounts & mortgages).
Fees
0%
What they invest in
All digital advisors create a diversified porfolio of ETFs (Exchange-traded funds) based on your risk tolerance and preferences.
Limitations
Ally's 0% fee only applies to the "Cash-Enhanced" portfolio which allocates 30% of your assets into cash. Their Market-focused portfolio charges 0.30%, though that's still reasonable.
Human advisor available?
Not at this time, though you'll get access to Ally's call center support.
Account Minimums
$100
Ease of Use
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3.5 stars
Customer Support
Mix of online and call center.
Ready to take control of your assets?
Capitalize helps you consolidate your old 401(k)s by rolling them into an IRA of your choosing. Use an existing IRA if you have one, or we’ll help you open one if you don’t.
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Compare Fidelity Go to another IRA product

Ally

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Ally

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SoFi

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Compare Ally Invest to another IRA product

Wealthfront

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Betterment

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Merrill Lynch

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