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We might be compensated by one of our IRA partners for an account you open through our platform. This helps us keep the rollover service free, but it never impacts the fees you’ll pay on your new account. We only win if you do, and our job is to help you simplify your retirement accounts. We also help people who already have an IRA account even though we might receive no compensation in these situations—because it’s just the right thing to do!

Bitcoin IRA Review 2024: Features, Fees, and More

Updated on May 1, 2024

Learn about our Editorial Process

Key Takeaways
  • Bitcoin IRA allows savers to invest in cryptocurrencies for their retirement easily and securely with top marks for customer service.
  • Bitcoin IRA does come with high set-up and trading fees and no ability to pad your retirement account with traditional assets.
Fund your Bitcoin IRA with a 401(k) rollover in just a few minutes

BitcoinIRA Snapshot

Best if you want
Bitcoin IRA offers a self-directed IRA with options to invest in both cryptocurrency and gold, as well as opportunities to earn interest on your assets, including cash.
Initial deposit fee: 5.99%; Transaction fees: 2% of all trades; Monthly account fee: 0.08%
What you can invest in
Cryptocurrency (like Bitcoin, Ethereum, and 60+ others); Gold (note: these are actual gold bars stored in Brink’s storage facilities on your behalf)
Bitcoin IRA has higher fees than some other providers of crypto IRAs, though you will be able to earn some interest on your holdings.
Account minimum
Ease of Use
Star filledStar filledStar filledStar filledStar half
4.5 stars
Checkmark Pros

• Access to 60+ top cryptocurrencies in your IRA, like Bitcoin and Ethereum
• Ability to invest in real, physical gold
• Opportunity to earn interest on your holdings (up to 6% depending on asset)
• Robust security and insurance for crypto and gold assets
• Responsive, 24/7 human customer support available

Checkmark Cons

• Some fees are higher than other providers
• Not as many cryptocurrencies available as some others
• You need at least $10,000 to earn interest on your assets

Ready to take control of your assets?
Capitalize helps you consolidate your old 401(k)s by rolling them into an IRA of your choosing. Use an existing IRA if you have one, or we’ll help you open one if you don’t.

Compare Bitcoin IRA Review 2024: Features, Fees, and More to another IRA product