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We might be compensated by one of our IRA partners for an account you open through our platform. This helps us keep the rollover service free, but it never impacts the fees you’ll pay on your new account. We only win if you do, and our job is to help you simplify your retirement accounts. We also help people who already have an IRA account even though we might receive no compensation in these situations—because it’s just the right thing to do!

Alto IRA vs Bitcoin IRA

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Alto is a great option if you want to diversify your retirement assets with alternative investments. Alto CryptoIRA offers more than 150 coins, while Alto IRA offers alternative investments including private equity, securities in fine art, and other non-public securities and pre-IPO shares.

Consider BitcoinIRA if you want a platform to invest in both cryptocurrency and gold, as well as opportunities to earn interest on your assets, including cash.

AltoIRA

AltoIRA

Self-Directed

Open an Account
Best if you want
To diversify your retirement assets with alternative investments. Alto CryptoIRA offers more than 150 coins, while Alto IRA offers alternative investments including private equity, securities in fine art, and other non-public securities and pre-IPO shares.
Fees
Crypto IRA: 1% Trade Fee for all transactions; No Custody or Account Fees
Alto IRA: $10/month for Starter and $25/month for Pro, and $10-75 fee per private investment
What they invest in
Cryptocurrency and Crypto Funds, Securitized Collectibles, Cannabis, Real Estate, Crowdfunding, Private Credit, Private Equity, Pre-IPO Stocks and funds, Private High Yield Offerings, Venture Capital, and more.
Limitations
Standard restrictions on alternative investments apply; in addition, you cannot currently invest in publicly traded assets like stocks and bonds.
Human advisor available?
Account Minimums
$0
Ease of Use
Star filledStar filledStar filledStar filledStar half
4.5 stars
Customer Support
Good support over the phone and online if you need it.
Additional Info

Read our full review

Learn more about AltoIRA

BitcoinIRA

BitcoinIRA

Self-Directed

Open an Account
Best if you want
A platform to invest in both cryptocurrency and gold, as well as opportunities to earn interest on your assets, including cash.
Fees
Initial deposit fee: 5.99%; Transaction fees: 2% of all trades; Monthly account fee: 0.08%
What they invest in
Cryptocurrency (like Bitcoin, Ethereum, and 60+ others), Gold (note: these are actual gold bars stored in Brink’s storage facilities on your behalf)
Limitations
Bitcoin IRA has higher fees than some other providers of crypto IRAs, though you will be able to earn some interest on your holdings.
Human advisor available?
Available via phone and email; you can also schedule a consultation with an IRA specialist.
Account Minimums
Ease of Use
Star filledStar filledStar filledStar filledStar half
4.5 stars
Customer Support
Call centers and online.
Additional Info

Read our full review

Learn more about BitcoinIRA

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Compare Alto to another IRA product

AltoIRA

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AltoIRA

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BitcoinIRA

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Compare BitcoinIRA to another IRA product

AltoIRA

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