Get Started Menu Menu
 
Partnership Disclosure
We might be compensated by one of our IRA partners for an account you open through our platform. This helps us keep the rollover service free, but it never impacts the fees you’ll pay on your new account. We only win if you do, and our job is to help you simplify your retirement accounts. We also help people who already have an IRA account even though we might receive no compensation in these situations—because it’s just the right thing to do!

Fidelity IRA vs Schwab IRA

Facebook Icon
Twitter
LinkedIn
Envelope

Fidelity is a great option if you want a self-directed IRA at the largest provider of retirement accounts in the US with helpful customer support.

Consider Schwab if you want an easy-to-use, low-cost trading account from the broker that pioneered low-commission trades.

Fidelity

Fidelity

Self-Directed

Open an Account
Best if you want
A self-directed IRA at the largest provider of retirement accounts in the US with helpful customer support.
Fees
0%
What they invest in
Stocks & ETFs, Mutual Funds, Options, Bonds
Limitations
Fidelity's fees on money market mutual funds (where you can put extra cash in your account) are a little higher than some peers.
Human advisor available?
Account Minimums
$0
Ease of Use
Star filledStar filledStar filledStar filled
4 stars
Customer Support
Great mix of call centers, online help and over 100 branches.
Additional Info

Read our full review

Learn more about Fidelity

Charles Schwab

Charles Schwab

Self-Directed

Open an Account
Best if you want
An easy-to-use, low-cost trading account from the broker that pioneered low-commission trades.
Fees
0%
What they invest in
Stocks & ETFs, Mutual Funds, Options, Futures, Bonds
Limitations
Schwab does not offer direct investments in cryptocurrency, though this won't be a limitation for most investors.
Human advisor available?
Intelligent Portfolios (Robo)
Account Minimums
$0
Ease of Use
Star filledStar filledStar filledStar filledStar half
4.5 stars
Customer Support
Great mix of call centers, online help and over 340 branches.
Additional Info

Read our full review

Learn more about Charles Schwab

Ready to take control of your assets?
Capitalize helps you consolidate your old 401(k)s by rolling them into an IRA of your choosing. Use an existing IRA if you have one, or we’ll help you open one if you don’t.
Get Started
COMPARE

Compare Fidelity to another IRA product

AltoIRA

Read

Merrill Lynch

Read

Vanguard

Read
COMPARE

Compare Schwab to another IRA product

Charles Schwab

Read

SoFi

Read

Tradestation

Read