Get Started Menu Menu
 
Partnership Disclosure
We might be compensated by one of our IRA partners for an account you open through our platform. This helps us keep the rollover service free, but it never impacts the fees you’ll pay on your new account. We only win if you do, and our job is to help you simplify your retirement accounts. We also help people who already have an IRA account even though we might receive no compensation in these situations—because it’s just the right thing to do!

Schwab IRA vs Alto IRA

Facebook Icon
Twitter
LinkedIn
Envelope

Schwab is a great option if you want an easy-to-use, low-cost trading account from the broker that pioneered low-commission trades.

Consider Alto if you want to diversify your retirement assets with alternative investments. Alto CryptoIRA offers more than 150 coins, while Alto IRA offers alternative investments including private equity, securities in fine art, and other non-public securities and pre-IPO shares.

Charles Schwab

Charles Schwab

Self-Directed

Open an Account
Best if you want
An easy-to-use, low-cost trading account from the broker that pioneered low-commission trades.
Fees
0%
What they invest in
Stocks & ETFs, Mutual Funds, Options, Futures, Bonds
Limitations
Schwab does not offer direct investments in cryptocurrency, though this won't be a limitation for most investors.
Human advisor available?
Yes, the Schwab's Premium Intelligent Portfolios offering; requires $25,000 minimum balance and costs $30 a month in addition to a $300 one time planning fee
Account Minimums
$0
Ease of Use
Star filledStar filledStar filledStar filledStar half
4.5 stars
Customer Support
Great mix of call centers, online help and over 340 branches.
Additional Info

Read our full review

Learn more about Charles Schwab

AltoIRA

AltoIRA

Self-Directed

Open an Account
Best if you want
To diversify your retirement assets with alternative investments. Alto CryptoIRA offers more than 150 coins, while Alto IRA offers alternative investments including private equity, securities in fine art, and other non-public securities and pre-IPO shares.
Fees
Crypto IRA: 1% Trade Fee for all transactions; No Custody or Account Fees
Alto IRA: $10/month for Starter and $25/month for Pro, and $10-75 fee per private investment
What they invest in
Cryptocurrency and Crypto Funds, Securitized Collectibles, Cannabis, Real Estate, Crowdfunding, Private Credit, Private Equity, Pre-IPO Stocks and funds, Private High Yield Offerings, Venture Capital, and more.
Limitations
Standard restrictions on alternative investments apply; in addition, you cannot currently invest in publicly traded assets like stocks and bonds.
Human advisor available?
Account Minimums
$0
Ease of Use
Star filledStar filledStar filledStar filledStar half
4.5 stars
Customer Support
Good support over the phone and online if you need it.
Additional Info

Read our full review

Learn more about AltoIRA

Ready to take control of your assets?
Capitalize helps you consolidate your old 401(k)s by rolling them into an IRA of your choosing. Use an existing IRA if you have one, or we’ll help you open one if you don’t.
Get Started
COMPARE

Compare Schwab to another IRA product

Charles Schwab

Read

SoFi

Read

Tradestation

Read
COMPARE

Compare Alto to another IRA product

AltoIRA

Read

AltoIRA

Read

BitcoinIRA

Read