Retirement Planning

You've rolled over your 401(k), now what?

Did you know leaving behind a 401(k) account could cost you almost $700k in foregone retirement savings?

We consulted with experts like The Center For Retirement Research to perform the most comprehensive analysis to date on what the forgotten 401(k) crisis costs us — and what we can do about it.

How Your 401(k) Works After Retirement

When you’ve made the big decision to retire, deciding what to do with your 401(k) can be a confusing endeavor. Learn how your 401(k) works after retirement to figure out your options, whether you should roll it over, and how to minimize taxes.

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What is a SIMPLE IRA?

SIMPLE IRA stands for Savings Incentive Match Plan for Employees. A SIMPLE IRA is a type of employer-sponsored retirement plan — kind of like a 401(k), but with different rules. Only small businesses with 100 or fewer employees are eligible to establish a SIMPLE IRA.

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How Much Will You Need to Retire?

Everyone wonders how much to save for retirement – the answer to this question depends on your spending. Saving 10% of your income is a great place to start. The sooner you start saving, the faster you unlock the power of compounding – which allows your money to grow at a faster rate.

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Roth 5-Year Rules: How to Avoid (Re-)paying Taxes

Roth IRAs allow your funds to grow and be withdrawn tax-free since taxes are paid on the money before it goes into the account. However, they are subject to 5-year rules which require the account to be at least five years old for the tax-free benefit to hold true for your earnings.

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Roth IRAs Explained

A Roth IRA – or Roth Individual Retirement Account – is a special kind of IRA that requires post-tax contributions, allowing you to avoid taxes when you withdraw earnings. Roth IRAs can be a great option, especially if you expect to be in a higher income tax bracket in the future.

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IRA CDs: What is it and what you need to know

IRA stands for Individual Retirement Account (IRA) and CD stands for Certificate of Deposit (CD). A CD is a type of low-risk, low-return savings vehicle and an IRA is a type of retirement account. IRA CD simply refers to an IRA that is invested in CDs.

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How to open an IRA

An Individual Retirement Account – or IRA – is a popular retirement savings account that is tied to an individual, not an employer. Opening an IRA is a pretty simple process. It’s important not to worry about how much you have to invest and to simply focus on getting started as soon as possible.

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Guide to Traditional IRAs

Did you know that more than one in three American households own an Individual Retirement Account (IRA)? Put together, Americans have saved over $9.7 trillion in IRAs alone. That’s not surprising, since IRAs offer great tax advantages for your retirement savings. This guide will help answer common questions about IRAs.

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Is a Backdoor Roth IRA Right for You?

A backdoor Roth IRA may sound like a sneaky loophole, but it’s actually a common (and completely legal) money move. The IRS doesn’t allow high income earners to directly contribute to a Roth IRA, so a backdoor Roth IRA is a workaround where a traditional IRA is converted to a Roth IRA. Keep reading to see if a Backdoor Roth IRA is right for you.

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Have another 401(k) to roll over?

Now that you’ve completed a rollover, additional rollovers will be a breeze!

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