We make rollovers a breeze. From finding your old 401(k)s to helping you pick an IRA, we'll save you time, money and hassle.Get Started
Let us know where your old 401(k) is. If you aren’t sure, tell us the name of your old employer and we’ll track it down.
We do the heavy lifting, including any administrative work and dealing with your old 401(k) providers.
We've partnered with leading brand-name IRA providers so you can choose where to roll over. We get paid by those partners when you roll over, which allows us to keep the service free for you. No matter where you decide to move your old 401(k), we'll help you do it — for free.
I dreaded having to do it because it's hassle, however Capitalize made it a simple and seamless process. I highly recommend them!.
I've been putting off my rollovers for years, but Capitalize made it SO dang easy. We did three in one quick session. Will definitely recommend it to all my friends!
They help you every step of the way and even help summarize the different IRA companies to help you choose one. I didn't have to do anything other than set up the IRA accounts and conference call to transfer funds. Capitalize took care of the rest!
I was recently switching jobs and found Capitalize. My new 401(k) provider wanted 15 pages, but Capitalize made the 401(k) rollover SO SIMPLE. I couldn't recommend them higher. Fantastic customer support even when I didn't understand something.
I had to move two 401(k)s from different banks to a third bank. Tom walked me through the whole process, stayed on the line to verify everything, and I received email updates and prompts along the way. Super easy and stress free. I’ve rolled over a previous 401k alone….I won’t be doing that ever again, ha.
Capitalize helped me find the best rollover IRA account for my needs and did the hard part for me by scheduling a call with my old 401K provider and arranging the check.
I wish everything I did was as uncomplicated as Capitalize rolling over my 401k!
This is one of those things I’ve put off for years and the team took care of it so quickly. Once you kick off the process the Capitalize team does the hard part, chases your money down and makes sure it’s all rolled over and accounted for. Highly recommend!
My wife had an old 401k from a long-ago employer listed with her maiden name and an old address we couldn't access any more. When I found out about Capitalize, I filed the request to move the money out, and it worked right away! I was frankly kind of shocked at how smooth and easy the process was
Both a 401(k) and IRA (Individual Retirement Account) are retirement accounts that help you save money in a tax-efficient way. But there are three key differences:
The difference between Traditional and Roth accounts comes down to when you pay taxes on your money. In a Traditional account, your ongoing contributions (savings) are made before tax. For example, money going into a traditional 401(k) gets taken out of your paycheck before you pay taxes on it. That money grows over time as the investments in your 401(k) increase in value. You’ll eventually pay taxes on it when you start withdrawing it at retirement.
The opposite is true with a Roth account. Your initial contributions are made after-tax. But since you’ve paid tax up-front you don’t have to pay any tax when you start withdrawing assets at retirement.
Think of a Traditional as a tax-me-later account whereas a Roth is a tax-me-now account.
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