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We might be compensated by one of our IRA partners for an account you open through our platform. This helps us keep the rollover service free, but it never impacts the fees you’ll pay on your new account. We only win if you do, and our job is to help you simplify your retirement accounts. We also help people who already have an IRA account even though we might receive no compensation in these situations—because it’s just the right thing to do!

Schwab IRA vs TD Ameritrade IRA

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Schwab is a great option if you want an easy-to-use, low-cost trading account from the broker that pioneered low-commission trades.

Consider TD Ameritrade if you want a well-balanced account at a large provider of retirement accounts with a Northeastern branch footprint.

Charles Schwab

Charles Schwab

Self-Directed

Open an Account
Best if you want
An easy-to-use, low-cost trading account from the broker that pioneered low-commission trades.
Fees
0%
What they invest in
Stocks & ETFs, Mutual Funds, Options, Futures, Bonds
Limitations
Schwab does not offer direct investments in cryptocurrency, though this won't be a limitation for most investors.
Human advisor available?
Yes, the Schwab's Premium Intelligent Portfolios offering; requires $25,000 minimum balance and costs $30 a month in addition to a $300 one time planning fee
Account Minimums
$0
Ease of Use
Star filledStar filledStar filledStar filledStar half
4.5 stars
Customer Support
Great mix of call centers, online help and over 340 branches.
Additional Info

Read our full review

Learn more about Charles Schwab

TD Ameritrade

TD Ameritrade

Self-Directed

Open an Account
Best if you want
A well-balanced account at a large provider of retirement accounts with a Northeastern branch footprint.
Fees
0%
What they invest in
Stocks & ETFs, Mutual Funds, Options, Futures, Bonds
Limitations
TD's branches are concentrated in the Northeast if you like in-person service.
Human advisor available?
Account Minimums
$0
Ease of Use
Star filledStar filledStar filledStar half
3.5 stars
Customer Support
Good mix of call centers, online help and over 250 branches.
Additional Info

Read our full review

Learn more about TD Ameritrade

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