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M & T Bank is a regional banking chain with over 100 branches and 2,000 ATMs located primarily in 12 states in the Northeast United States and Washington DC. The company was founded in 1856 as “Manufacturers and Traders Trust Company” when it began offering banking services to local businesses in Buffalo, New York. Over the years, M & T Bank has grown to become the largest commercial bank headquartered in New York State and an industry leader in corporate banking and consumer finance products. In addition to its traditional core business of loan origination, deposit gathering, wealth management services, and retail banking across their branch network they also provide insurance agency solutions through their subsidiary Benjamin F Edwards & Co., real estate mortgage programs via their Eagle Home Mortgage branch offices, personal banking products through MTBANK.COM as well as small business financial needs management tools such as SmartView Small Business Manager software provided by Biz2Credit. Throughout its history M&T Bank has been committed to providing customers with innovative financial solutions that meet ever-changing market needs helping them achieve success for themselves, families and communities.