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Find my JC Penney 401(k) plan

JC Penney offers J. C. PENNEY CORPORATION, INC. SAVINGS PROFIT- SHARING & STOCK OWNERSHIP through Alight. Their plan covers 114,190 employees.

Updated on Feb 04, 2025

JC Penney 401(k) plan information

JC Penney’s 401(k) provider
Plan name
J. C. PENNEY CORPORATION, INC. SAVINGS PROFIT- SHARING & STOCK OWNERSHIP
Phone number
Each plan has a company-specific phone number found through the Alight 401(k) login link
Fax number
Each plan has a company-specific fax number found through the Alight 401(k) login link
Hours of operation
Monday - Friday: 8am - 10pm EST
To log in and access your JC Penney 401(k) plan online, visit the Alight website website and enter your username and password, or use the forgot login feature to reset your credentials. If you don't have login credentials, try registering as a new user.
If you have a 401(k) plan through JC Penney at Alight you have a few options. You can leave it with Alight, roll it over into an individual retirement account (IRA), roll it over into a new 401(k), or withdraw the funds. Keep in mind that withdrawing before retirement age may incur taxes and penalties.

How to roll over your JC Penney 401(k)

Rolling over your JC Penney 401(k) into an IRA is a great way to keep track of your retirement savings and make sure you’re in control, not your former employer. There are three steps to rolling over a JC Penney 401(k):

  1. Confirm a few key details about your Alight 401(k) plan
  2. Decide which IRA you want to move your Alight 401(k) to
  3. Initiate your rollover with Alight
  4. Get a check in the mail and deposit it into your new IRA account
  5. Make sure your funds are being invested properly

If you’re uncomfortable handling the rollover process on your own, Capitalize offers a seamless, online 401(k) rollover service to help you from start to finish.

Easily roll over your JC Penney 401(k) plan

Our experts can help you easily find and move your 401(k)s into an IRA of your choice. Take control of your retirement.

How to withdraw your JC Penney 401(k)

Withdrawing, or cashing out, your JC Penney 401(k) may provide liquidity, though it can come with significant tax implications and penalties, potentially hampering your retirement savings growth. If you have explored other options, like a 401(k) rollover or loan, and decided to withdraw, the process only involves a few steps: Determine how much of your JC Penney 401(k) you’d like to cash out.

  1. Call or contact your JC Penney 401(k) plan administrator.
  2. Request that your account be liquidated in the amount of your choosing.
  3. Have the administrator send the requested cash-out amount to via paper check or ACH transfer.
  4. Wait a few days to receive the money.

Remember, cashing out should typically be reserved for emergency circumstances. Capitalize can help you roll over your JC Penney 401(k) instead, saving you from tax implications and penalties.

JC Penney 401(k) plan details

JC Penney offers J. C. PENNEY CORPORATION, INC. SAVINGS PROFIT- SHARING & STOCK OWNERSHIP through Alight. Their plan covers 114,190 employees.

JC Penney 401(k) company match policy

401(k) match offered:
No
JC Penney
Headquarters
6501 LEGACY DRIVE, PLANO, TX, 75024-3698
Phone number
972-431-1000
Contact
STEVEN STARK
EIN
13-5583779

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