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Unum Group is a leading provider of financial protection benefits in the United States, providing employee benefits and other insurance products. Founded in 1848 as The Provident, Unum traces its roots back to the 19th century when it was formed by a group of clergymen to help families affected by accidental death or illness pay for medical care. In 1968, The Provident merged with Universal Life Insurance Company and changed its name to Unum Corporation; at this time it began selling disability income insurance policies. Since then, Unum has grown into one of the largest US providers of disability income protection insurance with over $14 billion in assets under management. It offers employers a wide range of employee benefits including disability income protection and other related services such as absence management programs and family medical leave plans. Besides employer-provided solutions, Unum also provides individual benefits such as long-term care insurance policies, annuities and life coverages directly sold through independent brokers or agents. Today, Unum serves over 14 million customers around the world from its headquarters in Chattanooga, Tennessee.