Partnership Disclosure We might be compensated by one of our IRA partners for an account you open through our platform. This helps us keep the service free, but it never impacts the fees you’ll pay on your new account. We only win if you do, and our job is to help you simplify your retirement accounts. We also help people who already have an IRA account even though we receive no compensation in these situations—because it’s just the right thing to do!

TD Essentials IRA vs E*Trade Core Portfolios IRA

TD Essentials is a great option if you want An automated portfolio and you have an existing banking or brokerage relationship with TD Ameritrade.

Consider E*Trade Core Portfolios if you want An automated portfolio with the ability to incorporate socially-conscious investments in your portfolio (ESG).

TD Essentials IRA

Automated

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Best if you wantAn automated portfolio and you have an existing banking or brokerage relationship with TD Ameritrade.
Fees0.30%
What they invest inAll digital advisors create a diversified portfolio of ETFs (Exchange-traded funds) based on your risk tolerance and preferences.
LimitationsThe user experience isn’t as intuitive as newer, digital-first institutions.
Human advisor available?Not at this time. TD does offer other accounts with human advisors, but they have higher fees and account minimums.
Account Minimums$5,000
Ease of Use2.5 stars
Customer SupportMix of online, call center, and branches.
Additional Info

Read our full review

Learn more about TD Ameritrade

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Compare TD Essentials IRA to another IRA product

E*Trade Core Portfolios IRA

Automated

Open an Account

Best if you wantAn automated portfolio with the ability to incorporate socially-conscious investments in your portfolio (ESG).
Fees0.30%
What they invest inAll digital advisors create a diversified portfolio of ETFs (Exchange-traded funds) based on your risk tolerance and preferences.
LimitationsYou’ll be allocated into one of five portfolios which is a little less customized than other automated providers.
Human advisor available?While no advisor is assigned to the account, users can call to consult a specialist.
Account Minimums$500
Ease of Use3.5 stars
Customer SupportMix of online and call center.
Additional Info

Read our full review

Learn more about E-Trade

Open an Account

Compare E*Trade Core Portfolios IRA to another IRA product

Ready to take control of your assets?

Capitalize helps you consolidate your old 401(k)s by rolling them into an IRA of your choosing. Use an existing IRA if you have one, or we’ll help you open one if you don’t.