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Partnership Disclosure
We might be compensated by one of our IRA partners for an account you open through our platform. This helps us keep the service free, but it never impacts the fees you’ll pay on your new account. We only win if you do, and our job is to help you simplify your retirement accounts. We also help people who already have an IRA account even though we might receive no compensation in these situations—because it’s just the right thing to do!

TD Essentials IRA vs E*TRADE Core Portfolios IRA

TD Essentials is a great option if you want an automated portfolio and you have an existing banking or brokerage relationship with TD Ameritrade.

Consider E*TRADE Core Portfolios if you want a well-diversified automated portfolio with the ability to incorporate socially-conscious investments in your portfolio (ESG) for no additional cost. Available on both desktop and mobile app.

TD Ameritrade

TD Ameritrade

Automated

Best if you want
An automated portfolio and you have an existing banking or brokerage relationship with TD Ameritrade.
Fees
0.30%
What they invest in
All digital advisors create a diversified portfolio of ETFs (Exchange-traded funds) based on your risk tolerance and preferences.
Limitations
The user experience isn't as intuitive as newer, digital-first institutions.
Human advisor available?
Not at this time. TD does offer other accounts with human advisors, but they have higher fees and account minimums.
Account Minimums
$5,000
Ease of Use
Star filledStar filledStar half
2.5 stars
Customer Support
Mix of online, call center, and branches.
E*TRADE

E*TRADE

Automated

Best if you want
A well-diversified automated portfolio with the ability to incorporate socially-conscious investments in your portfolio (ESG) for no additional cost. Available on both desktop and mobile app.
Fees
0.30% of your assets per year (e.g. $30 per year if you had $10,000 in assets).
What they invest in
All digital advisors create a diversified portfolio of ETFs (Exchange-traded funds) based on your risk tolerance and preferences.
Limitations
While E*TRADE does offer well diversified portfolios, you won’t have exposure to international bonds or real estate. However, E*TRADE does offer a unique smart beta ETF - this is a more actively traded investment portfolio that tries to outperform market index.
Human advisor available?
While no advisor is assigned to the account, users can call to consult a specialist, some of whom are Certified Financial Planners.
Account Minimums
$500
Ease of Use
Star filledStar filledStar filledStar filled
4 stars
Customer Support
Mix of online and call center.
Ready to move your old 401(k)?
Don’t lose track of your money. We make it easy to find and move your old 401(k) to a new account of your choice - for free.
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Compare TD Essentials to another IRA product

Wealthfront

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E*TRADE

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Merrill Lynch

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Compare E*TRADE Core Portfolios to another IRA product

Wealthfront

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TD Ameritrade

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SoFi

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