Partnership Disclosure We might be compensated by one of our IRA partners for an account you open through our platform. This helps us keep the service free, but it never impacts the fees you’ll pay on your new account. We only win if you do, and our job is to help you simplify your retirement accounts. We also help people who already have an IRA account even though we receive no compensation in these situations—because it’s just the right thing to do!

SoFi Automated IRA vs Vanguard Digital Advisor IRA

SoFi Automated is a great option if you want A zero-fee portfolio from a digital brand with a range of other financial products like student loan refinancing and debit cards.

Consider Vanguard Digital Advisor if you want An automated IRA with a single all-in fee from one of the most established names in the industry.

SoFi Automated IRA

Automated

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Best if you wantA zero-fee portfolio from a digital brand with a range of other financial products like student loan refinancing and debit cards.
Fees0%
What they invest inAll digital advisors create a diversified portfolio of ETFs (Exchange-traded funds) based on your risk tolerance and preferences.
LimitationsNot much ability to influence the portfolio they create for you.
Human advisor available?Yes – SoFi has certified financial professionals on staff that you’ll get access to.
Account Minimums$0
Ease of Use4 stars
Customer SupportMix of online and call center.
Additional Info

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Learn more about SoFi

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Vanguard Digital Advisor IRA

Automated

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Best if you wantAn automated IRA with a single all-in fee from one of the most established names in the industry.
Fees0.20%
What they invest inAll digital advisors create a diversified portfolio of ETFs (Exchange-traded funds) based on your risk tolerance and preferences.
LimitationsVanguard exclusively uses 4 Vanguard ETFs for its portfolios and there’s no way to change this.
Human advisor available?Not at this time.
Account Minimums$3,000
Ease of Use3 stars
Customer SupportMix of online and call center.
Additional Info

Read our full review

Learn more about Vanguard

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Ready to take control of your assets?

Capitalize helps you consolidate your old 401(k)s by rolling them into an IRA of your choosing. Use an existing IRA if you have one, or we’ll help you open one if you don’t.