Partnership Disclosure We might be compensated by one of our IRA partners for an account you open through our platform. This helps us keep the service free, but it never impacts the fees you’ll pay on your new account. We only win if you do, and our job is to help you simplify your retirement accounts. We also help people who already have an IRA account even though we receive no compensation in these situations—because it’s just the right thing to do!

Merrill Edge IRA vs Alto IRA

Merrill Edge is a great option if you want A strong trading platform with great access to research and data, integrated with Bank of America.

Consider Alto if you want A great, online way to invest your retirement assets in alternative investments.

Merrill Edge IRA

Self-Directed

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Best if you wantA strong trading platform with great access to research and data, integrated with Bank of America.
Fees0%
What they invest inStocks & ETFs, Mutual Funds, Options, Bonds
LimitationsSome extra benefits (e.g. fee discounts) are reserved for Bank of America customers.
Human advisor available?
Account Minimums$0
Ease of Use2.5 stars
Customer SupportCall centers, online support, and Bank of America branches.
Additional Info

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Alto IRA

Self-Directed

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Best if you wantA great, online way to invest your retirement assets in alternative investments.
Fees0%
What they invest inStartups, Real estate, Cryptocurrency, Pre-IPO shares, Crowdfunding, Other private investments
LimitationsAlto sets you up to invest easily in private assets. For now you won’t be able to invest in publicly traded assets like stocks and bonds.
Human advisor available?
Account Minimums$0
Ease of Use4.5 stars
Customer SupportGood support over the phone and online if you need it.
Additional Info

Read our full review

Learn more about AltoIRA

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Ready to take control of your assets?

Capitalize helps you consolidate your old 401(k)s by rolling them into an IRA of your choosing. Use an existing IRA if you have one, or we’ll help you open one if you don’t.